Top Baccarat Online Casinos for UK Players
All casino sites have at least a couple of baccarat tables, but we have found the top baccarat online casinos for UK players where you can claim a welcome bonus to play the classic card game.
Each of these top 20 online casinos in the UK offers a different portfolio of games and bonuses. Every casino we recommend is fully licensed by the UK Gambling Commission and has been tried and tested by our team of gambling experts.
In September 2025, we especially recommend the following best UK casino sites for online baccarat to players looking for new bonuses and gaming experiences. We recently tested them again and really enjoyed the baccarat games, leading us to highlight them here.
- The Vic Casino: The Vic’s £200 casino bonus is a great option for baccarat, as it contributes 20% to wagering. That is an excellent deal! The wagering requirement is on the high end but still achievable for savvy players. The Vic Casino has eight different live baccarat games and three software based games, meaning there is plenty of variety for baccarat players.
- BetVictor Casino: BetVictor’s welcome bonus offers the option to try out a variety of games, from slots to live dealer games to game shows. For each part of the offer, most of the applicable games contribute 100% to the 40x wagering! BetVictor has 30 different baccarat games, both live dealer and RNG based.
- The Rialto Casino: The Rialto is The Vic’s sister site so you can decide which bonus appeals to you more and get a similar experience on the sites. The Rialto has slightly more online baccarat games at 15 but both have games with bets starting at £1 and going all the way to £5,000.
You can play a hand of baccarat at almost all British casinos but we have reviewed the very best live baccarat casinos where you can play popular live dealer games for real money.
How to Choose the Best Baccarat Online Casino for You
When choosing a the best baccarat online casino, try to pick one that best matches your gambling profile and provides the functionality that is most important to you. If you have very particular preferences, it might take some investigating to find the perfect match.
To help you get started, here are some tips on picking the best live baccarat casinos:
- Make sure the casino has the baccarat variants you most enjoy. If you’re a big fan of Speed Baccarat and the regular game is just too slow for you, go check the live dealer lobby before signing up.
- Consider your playing style before claiming a welcome bonus. If you prefer small stakes games, get the Betfred bonus of £5 in chips. Most of the deposit matches require a lot of wagering so you will probably just waste the offer.
- Check out the other functions which are important to you. These can include deposit methods, minimum withdrawals and cashout speed, regular promotions and casino apps. Our brand reviews cover all of these aspects of casinos so you can take a look at those too!
- Don’t forget to look at the minimum and maximum bet amounts. The best baccarat online casinos have many tables with a wide variety of stakes, but some don’t offer bets below £1 for live games. If you’re a high roller, it can be difficult to find tables where the max is over £5,000.
Remember that playing live baccarat online should be a fun and engaging experience; if the fun stops, stop.
How We Review Live Dealer Baccarat Casinos
We only recommend a handful of online casinos as the best baccarat online casinos, as the best UK casino sites for online baccarat need to meet our strict requirements to make it onto our list.
The order of the baccarat casino list is based on players’ preferences so the most-claimed bonuses are at the top. The ratings you see are based on our review process, which focuses on the following factors:
- Security: Every site we recommend is fully licensed in the UK and uses cutting-edge encryption software to protect you and your money.
- Customer Support: We only list the best online baccarat casinos that have multiple ways to contact their customer service if things go wrong, and that have good feedback from baccarat players.
- Deposit Methods: To play online, you have to make a deposit. The best baccarat sites have several deposit methods, including pay by mobile casino deposits.
- Payout Speed: When you gamble online you want to be able to collect your winnings and enjoy them quickly, so we only list reputable casino sites that payout in reasonable time frames.
- Mobile Compatible: In 2025 all online casino games can be played on a phone or a tablet, but the best live baccarat casinos work better than others on smaller devices. We test how responsive a casino is on mobile and desktop whenever we review a new site.
- Casino Bonus: Not all welcome offers from online casinos can be used to play live baccarat games, so we only recommend those with relevant promotions on this page where live casino games contribute at least 10% to wagering requirements.
- Game Selection: We highly rate sites that have a selection of different baccarat tables from different software providers to give you more choices when you play online.
- Site Design: Sites with a strong brand identity usually offer a great gaming experience. We also to explore the navigation and filtering; if we can find all baccarat games using the search function, we award extra points.
Baccarat Casino Bonuses
Because the return to player (RTP) is so high in real money baccarat, some UK casino sites rarely offer welcome promotions for this game. Only blackjack’s house edge is lower than baccarat’s, which is why blackjack bonus offers are quite rare too. You can check all active baccarat bonuses from the list above.
These baccarat bonuses come with some terms and conditions, the most important being the wagering requirements. Understanding the wagering requirements associated with welcome bonuses can help you make sure you can redeem the bonus cash.
For example, if your wagering requirement is 10x, you need to wager £1,000 worth of bets to claim your bonus wins for a £100 deposit. However, if baccarat only contributes 20% to wagering, you’ll need to wager £5,000 before you can withdraw.
You have to complete the wagering requirements before you can withdraw any winnings, and bets placed on certain baccarat games may not contribute to this total. Always check the T&Cs carefully to understand the bonus conditions.
How to Play Live Baccarat
Baccarat is a simple and easy-to-learn card game that is a staple at most UK live casino sites. It comes as no surprise that it has become popular in the online gambling world right with other live dealer games like blackjack and roulette.
The game aims to get as close to 9 as possible and beat the banker’s hand. You can play the game with eight decks of 52 cards, and before each deal, the player can wager on whose side will win.
Baccarat has many different bet types and payout options. It is the perfect choice for live casino players who want to play a simple game with big payouts. In the future, online casinos might launch progressive baccarat jackpots!
Basic Rules
Live baccarat is played the same way as the retail version. To begin the game, the dealer shuffles “the shoe” where the cards come from. Then they call for bets.
You can bet on your hand, the dealer’s (called banker’s) hand or a tie. After the bets have been placed, the dealer deals two cards for the player and two for the banker.
If either hand results in 8 or 9, the game ends and winnings are paid out. If not, a third card is dealt to both hands and whoever is closer to 9 wins. Aces are worth 1 point, while face cards and jokers count for 0; other cards are worth their face value.
The max total for a hand can only be 9, so if you draw a hand with a 5 and a 7, totaling 12, your baccarat game total is 2.
Once you have mastered the basic rules of baccarat, you can advance to online baccarat strategies to try to enhance your gameplay.
Rules for Most Common Variants
There are a few different types of baccarat, like Chemin de fer and Punto banco, which have different rules when it coming to betting options and some other rules. Check or ask the dealer which version you are playing to make sure you understand how the game works.
In Chemin de fer, you can accept or decline cards, while Punto banco has fixed betting options and you must take the cards given to you. Also in Punto banco, the dealer stands on 7 and draws another card depending on the player’s total.
Banker vs. Player Odds
Winning banker bets occur about 45.8% of the time in baccarat. That’s slightly higher than the player’s hand at 44.6%. Tie bets win 9.6% of the time.
When you count ties, the banker bets win about 51 per cent of the time. This one percent may be a small marginal advantage, but it’s still slightly better than coin-flip odds.
That’s why British players tend to favour the banker’s hand to win. It’s always a game of chance, but with these odds, you can quite easily book a win playing live baccarat games.
House Edge
Baccarat has one of the highest RTP (return-to-player) percentages out of all casino games, which is one of the reasons why online players like it so much. To put it another way, the house edge is quite low, just 1.06% if you play banker and 1.24% if you play player.
Remember that while all baccarat games at our recommended online casinos are random, you can still expect to lose more than you win in the long-term when playing baccarat games as indicated by the house edge.
Still, that RTP makes it one of the highest paying casino games available in the UK.
Baccarat is a little more complicated than other casino card games, but it is quick to learn with our guide.
Game Variations
Evolution Gaming has set a new standard for live baccarat games in the industry. They have taken online baccarat play into a new dimension, with unique bet options and chance to squeeze your cards. You could say Evolution’s baccarat games are better game versions than you’d get in land-based casinos.
Here are Evolution Gaming versions of the game you can find at the best UK casino sites for baccarat:
- Multi-Camera Baccarat
Continually changing camera views and angles add to the drama for the table game action. - Live Baccarat Squeeze
You can squeeze your cards while 15+ cameras capture every moment of it. The dealer will quickly reveal the player hand with less potential and gives you a maximised sweat for those hands associated with the highest total wager. - Live Baccarat Control Squeeze
In this variant, you can control the squeeze function by yourself. Optical filters obscure the card faces. All you need to do is simply tap on the corner of each card to peel back the overlay mask and reveal the card value. Baccarat controlled squeeze is a truly unique feature – new players can even practise this squeeze without the need to place a bet! - Live Speed Baccarat
It is a perfect game mode for those who look for maximum betting opportunities and excitement in their online casino playing sessions. It’s a super-fast alternative to the standard online baccarat game.
Different variations of bets include Choice of Roads and Pair Side Bets. You can also place some further options side bets that offer odds up to 200 to 1 (for Perfect Pair, two pairs) that add extra excitement for your gaming.
We advise you first to become familiar with the game variations before you start placing added bets and trying more advanced baccarat strategies.
Lightning Baccarat
Lightning Baccarat is the #1 online baccarat game of 2025. In this version of online baccarat, special lightning cards are drawn from a virtual deck.
With the right cards, a lucky casino player can win with a multiplier of up to 262,144! BonusFinder warmly recommends you try it.
Lightning Baccarat is played as follows:
Bet on a player, banker or a tie as you’d in a regular live baccarat game. Note, that your wager has an added 20% Lightning Fee.
At the start of the game round 1-5 random Lightning Cards are drawn from a virtual 52-card deck, plus randomly generated payout multipliers are shown. If you win with one or more matching Lightning Cards, your winnings are multiplied by 2x to 8x. However, you can win even more!
Get 3 matching cards and win with a multiplier of 512 (8x8x8). The maximum win is an amazing 262144 times your bet when you win a bet on tie with six matching Lightning Cards. Note that there is a £500,000 cap on your win.
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FAQ
- Where can I play live casino baccarat?
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You can play baccarat at basically any UK casino; we particularly recommend Duelz Casino, Dream Jackpot Casino and Fitzdares Casino in addition to the sites listed above. If you're looking to play online for real money, have a look at our top baccarat online casinos for UK players to ensure you get the best deals and value for your money.
- Can I play live dealer baccarat for free?
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Unfortunately no. Live casino game providers invest a lot of time and effort to create top-notch games. Given there are quite a lot of costs involved (dealer salaries, electricity, etc.) running an online live casino, even the best live baccarat casinos can't afford to offer these games for free. However, the minimum bet is usually very low, so you can get familiar with the games with little risk involved.
